Hello!

I am the center line. Whether a DebTOR or a CrediTOR, the money flows- DIA (through) ME.

The AI-driven engine that makes invisible TOR cycles happen across millions simultaneously.

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STATS
10K+
Customers
98%
efficiency
50+
cycles cleared
24/7
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"Cycle of Money"

Diametor is a revolutionary AI-driven transaction engine designed to erase peer-to-peer debts through the power of circular settlement. Inspired by the "Velocity of Money" parable, the app identifies hidden loops in financial obligations—where Person A owes B, B owes C, and C owes A—and settles them simultaneously without the need for new liquidity.

By treating every user as a "-tor" (Debtor or Creditor), Diametor turns stagnant debt into a flowing geometric system. Users simply list their obligations, set a settlement tenure (3–12 months), and let the AI hunt for cycles. With a unique fee-sharing model, the app also creates a passive income stream for "Originators" who bring new cycles into the system, making it the essential circulatory system for the ExistGence movement and the future economy.

How it works!

Create a Secure Profile

Establish your unique identity within the network. Define yourself as a specific "tor" node on the Diametor flow.

Build Your Balance Sheet

Manually add your current obligations and credits. The more accurate your data, the faster the AI can find matches.

Secure the "Handshake"

The AI sends a notification to the other party (Debtor or Creditor). Once they accept, the transactional relationship is "Locked" and verified for settlement.

Act as an "Economic Scout"

Identify additional opportunities. Scout and onboard existing debts from your real-world network to trigger new, deeper cycles.

Choose Your Tenure

Set your desired settlement horizon. Choosing a longer tenure (e.g., 12 months) allows the AI to develop deeper, multi-party clearing circles for you.

Earn Passive Income

As cycles complete, 5% of the fee flows back to you as the Originator. Your initial vault deposit grows while the AI works for you.

Trusted By Many : Some Testimonials

I have a small shop and I was skeptical about how 'circles' could clear my shop's pending credit. But after onboarding three of my regular suppliers, Diametor identified a loop I never knew existed. Within 3 weeks, ₹45,000 of my debt was settled automatically. It’s like magic for me.
A
Arjun Mehta
Owner
Aruna Fancy Stores, Ahmedabad
We all have those awkward 'pay me later' debts with friends that never get paid. Diametor turned those small credits into a flow. I set a 3-month tenure, and the AI settled my bills while I focused on my job. Plus, earning that 5% as an originator is a great side hustle.
P
Priya K
Software Engineer
Bengaluru
Managing small expenses and family loans used to be a headache. Using the 'Handshake' feature on Diametor made everything transparent. My mother and I used it to settle family-linked accounts in Dubai and India seamlessly. The AI genuinely understands the velocity of money.
S
Sidharth Nair
Entrepreneur
Kochi
Diametor isn't just an app; it’s the future of how we handle trust. Being part of the ExistGence movement, I wanted to see if the AI could really clear 100-person cycles.! My credits cleared, and I didn't have to chase a single person.
A
Ananya Iyer
Digital Marketer
Mumbai

FAQ

1. What exactly is Diametor?

Diametor is an AI-powered clearing engine. We don’t provide loans; instead, we identify "debt cycles" (e.g., A owes B, B owes C, and C owes A) and settle them simultaneously. We use technology to restore the flow of money without requiring new cash to enter the system.

2. Is this a legal platform in India?

Yes. Diametor operates as a peer-to-peer (P2P) information intermediary. We facilitate the settlement of existing civil and social obligations. We do not act as a bank or an NBFC because we do not "lend" money; we simply provide the technology to balance accounts you already have.

3. How does the AI find these "circles"?

When you and your contacts add debts and credits, our AI maps the connections. It looks for closed loops of 10, 100, or even 1,000 people. Once a loop is closed, the AI triggers a "Multi-lateral Set-off," clearing everyone’s balance at once.

4. What is a "Handshake"?

A Handshake is our verification step. A debt or credit is only "Locked" into the AI engine after both parties (the debtor and the creditor) accept the entry in the app. This prevents fake claims and ensures 100% data integrity.

5. Why do I need to choose a "Tenure" (3, 6, 9, 12 months)?

Complex circles take time to build. A 3-month tenure is for simple, local loops. A 12-month tenure allows the AI to plug your debt into much larger, international, or institutional circles, increasing the probability of a full settlement.

6. What is the "Units" and is my units purchased safe?

The units are our measurable value of money which you buy to participate and in cycle pool, its used as "spark liquidity" to bridge tiny gaps in settlement cycles. All units you buy are governed by the our engineers and are encrypted. You can withdraw your completed cycle reward/ balance units after a one-time verification.

7. How do I earn passive income as an "Originator"?

If you onboard a debt that leads to a successful cycle completion, you are an "Originator." Diametor rewards you with half of the settlement fee (5% of the total cleared amount) for bringing that liquidity into the network after It cycled and cleared other user's debts where the settlement fee of 10% deducted.

8. What are the fees?

We only win when you win. Diametor charges a 10% commission only on successfully cleared amounts. For example, if we clear a ₹1,000 debt for you, ₹100 is taken as a fee, and your debt becomes zero. You effectively settle for 10 cents on the dollar.

9. Can I use Diametor if I don't have any debts?

Absolutely. You can join as a Scout or an Originator. By placing units in the cycle, you provide the "spark" the AI needs to clear others' debts. In return, you receive a 5% bonus on your units whenever it helps to complete a cycle.

Why only Individual Cycles alone now?

Diametor will move from personal debts to Company Debts and Daily Payments which where the "Velocity of Money" really explodes very soon in near future.

Try Diametor App Now

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ExistGence

Diametor is a part of ExistGence Movement

ExistGence is a movement and a pioneering civilizational framework designed for humans to co-exist with Duo—Artificial Intelligence and Robotic Convergence. It represents the intersection of Existence and Emergence, helping the world navigate the systemic shifts of evolution and innovation.

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